Now that we are heading at breakneck speed to the peak retail season (ie Christmas), you will soon, if you are not already, be wondering what to do about all those gifts and other expenses that need to be catered for in the holiday season. November and December are months not only of major expense, but also of major temptation; such as department stores and department store credit cards.
Many of those temptations will be glaring at you in the local department store. The Christmas decorations, the wonderful foods, the specially wrapped sweets and chocolates, the fashions for the Christmas parties, the jewellery and perfume to impress your girlfriend. Increasingly over the next few months you will be surrounded in the department store by people hurriedly stuffing t View the rest of this article
Monday, December 31, 2007
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